9 Best Money Making Apps To Make Money Fast [Download Now]

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Stop Wasting Time and Start Getting Paid From the Best Money Making Apps

Do you spend too much time on your phone? You’re not alone.

Two key stats from a recent eMarketer study on time spent on a mobile device:

  • One, the average US adult will spend an average of 3 hours and 35 minutes per day on their mobile device.
  • Two, over 90% of the internet time on their smartphone is accounted for from Apps.

Now you’re probably wondering:

“Am I wasting my time on my smartphone?”


Most people waste a lot of time, but you, I sense you are different.


Because you are reading this.  You want to spend your time on your phone using apps that pay you real money.  Not just waste your time surfing the internet or wasting the day away on social media.

One problem:

There are a crazy number of apps out there that allow you to make money online.  Some pay you cash via Paypal, others cash via direct deposit or check, while others will reward you with a gift card to one of your favorite retailers, and of course the ones who want to give you cash back on your purchases.

So how’s this a problem?

There are only 24 hours in a day, and you can’t sign up for hundreds of apps to make money. Just not enough hours in the day.

Good news is that you’ve come to the right place, we’ve narrowed down the list to our favorite apps to make money.  Start with a few of these and you’ll have extra cash in your bank account instead of wasted time on your phone.

Best Money Making Apps

With so many ways to make money with iPhone and Android apps, we broke it down into a few small groups to make it easier for you to pick what fits your life best.

  1. Our Favorite Money Making Apps
  2. Cashback Apps
  3. Apps that pay you to walk
  4. Passive Income Money Making Apps

Favorite Money Making Apps


Swagbucks is one of our favorite money making apps.  Why? Swagbucks lists out 6 different ways to make money with them.  And you can get $5 free just for signing up with Swagbucks.

With the Swagbucks app, you can make money by:

  1. Watching Videos
  2. Answering Surveys
  3. Playing games
  4. Searching the Web
  5. Shopping at your favorite retailers
  6. Discovering special offers

Swagbucks is an A- rated company with the Better Business Bureau.  Plus they have earned a TrustPilot Trustscore of 8.3/10 from over 12,800 reviews.

As a highly rated and trusted company, they have paid out over $338 million in cash and free gift cards.

Get started by signing up today with Swagbucks, and make sure to verify your email after you sign up to make sure you receive your free $5 just for signing up.

Check out our full review of Swagbucks for more information.

Survey Junkie

Survey Junkie is the best for just taking surveys.  It is one of our favorites, but unlike Swagbucks and MyPoints (which we cover next), it just focuses on surveys.  And it does that very well.

Survey Junkie is our favorite survey taking site, both the desktop and the app are very easy to use. There has been no shortage of surveys available for us to take to make money.

Survey Junkie is a B+ rated company with the BBB, and has a TrustPilot TrustScore of 8.7/10 from over 8,200 reviews.

We were able to sign up, download the app, and take surveys in minutes.  And the best part is we got paid cash in our bank account in two days.

See our full review of Survey Junkie for more information.


MyPoints is just like Swagbucks in many ways, which is part of why it’s an easy addition to this list of favorite money-making apps.

Once you sign up with MyPoints, you can download the app from either the Apple App Store or Google Play Store.

Now you can make money with the MyPoints App in several different ways:

  1. Online Surveys
  2. Watching videos
  3. Playing Games
  4. Get paid to read emails
  5. Get cash back from online shopping ($10 bonus when you spend $20 through MyPoints.com website in your first 30 days)
  6. Coupon cash rewards (you earn cash by using coupons to save on everyday purchases)

MyPoints is an A- rated company with the BBB and has a TrustPilot TrustScore of 8.5/10 from over 3,100 reviews.

Make Money With Cashback Apps


Want to make money with cashback apps? Ebates is one of the top apps to do this with.

This is a HIGHLY rated app on both the Apple App Store as well as the Google Play Store.

  • Apple App Store 4.5/5 stars from over 16,300 reviews
  • Google Play Store 4.5/5 stars from over 46,300 reviews

That’s over 60,000 reviews that give an average of 4.5/5 stars.  This is a gem of an app since very few apps are this highly rated.

The bonus is not only are they highly rated, but they also offer a $10 bonus when you sign up and start shopping.

We’ve made some solid cash using Ebates.  Amazing how much you can make just by checking the app before you make a purchase you were going to make anyway.

Check out our full review of Ebates here or sign up for free with Ebates here and get started towards your $10 bonus cash!


Similar, but different from Ebates, Ibotta is another app to earn cashback from your everyday purchases (including groceries and alcohol).

Honestly, I thought the over 60,000 highly rated reviews of Ebates was impressive.  Ibotta’s review count and ratings dwarf Ebates.

  • Apple App Store 4.7/5 stars from over 500,000 reviews
  • Google Play Store 4.5/5 stars from over 391,000 reviews

Combined they are closing in on a million highly rated reviews.  That is just crazy to me.

But what is even crazier is that Ibotta gives you cashback on so many everyday purchases including groceries and alcohol.

And to top it off, they are currently giving a $10 bonus to sign up with Ibotta today.  The best part is that it’s free to sign up.

Check out our full review of Ibotta here.

Apps That Pay You To Walk


Looking to make money while getting in better shape.  Sweatcoin is perfect for just that.

With Sweatcoin they track your outdoor steps using your phones accelerometers and GPS location.  Those steps then earn you Sweatcoins.

With the Sweatcoins you earn, you can exchange them for different kinds of rewards. As of the time of this writing, the options included PayPal cash, an iPhone 8, Apple Watches, among several other rewards.

Personally, I like the PayPal cash since it’s straight cash for walking.

This is another HIGHLY rated app on both the Apple App Store as well as the Google Play Store.

  • Apple App Store 4.5/5 stars from over 71,600 reviews
  • Google Play Store 3.9/5 stars from over 91,000 reviews

Pretty crazy that you can earn cash for walking from a free app.

Achievement App

With the Achievement app, you can get paid to walk, but they’ll also reward you for several other activities.  Biking, walking, running, swimming and other forms of exercise are all activities that you can earn points for.

Every 10,000 points that you earn they’ll pay you $10, which they pay by PayPal, Giftrocket, or you can donate your reward if you are feeling generous.

As with some of our other favorite money making apps, this is also rated highly on both the Apple and Google app stores.

  • Apple App Store 4.7/5  stars from over 15,400 reviews
  • Google Play Store 4.6/5 stars from over 8,700 reviews

Get paid for walking and your other favorite activities for staying in shape with the Achievement app.


HealthyWage is an app that uses cash prizes to make weight loss and fitness more fun. They do this by having you put down a wager and set a goal.  If you lose the weight, you win the money.

The great thing is they pay via PayPal or check and have paid out millions to winners.  The current top prize offer is $10,000.

They also have other public challenges for step goals and weight loss goals that you can sign up for.

So why do they do this through challenges where you have to wager your money?  Academic research shows that even small cash rewards increase the effectiveness of step and weight loss programs.

This app is loved by many as shown by its reviews:

  • Apple App Store 4.8/5  stars from over 7,600 reviews
  • Google Play Store 4.4/5 stars from over 2,300 reviews

There are a number of public weight loss and step challenges that you can participate in.  Sign up with Healthywage and see all the public challenges available.

Passive Income Money Making Apps


Acorns is a micro-investing app.  What does that even mean? It means that you can start investing with incredibly small amounts of money.

You’ve heard that you can make money investing, but didn’t think you had enough money to start?

Now’s your chance.  Signing up with Acorns is free, and you can start investing with as little as $5.

Acorns is very highly rated on both Apple and Google’s app stores:

  • On the Apple App Store it has a 4.7/5 rating from over 398,000 reviews
  • And over on Google Play it has a 4.4/5 rating from over 69,000 reviews

Worried about picking investments? They make it super easy.  Answer a few quick questions and they’ll recommend one of their portfolios (a portfolio is a select combination of investments, usually stocks or bonds) that range from conservative to aggressive depending on your financial situation and goals.

You can set up automated investments on a set schedule, like $5 every 2 weeks when you get paid.  Or you can also set it up to round up purchases to the next dollar and invest the “spare change”. So if you bought a Mcdonald’s cheeseburger for $1.09, it would ‘round’ the purchase up to $2.00 and invest the $0.91.

Acorns Core (the micro-investing described above) has a $1/month fee (free for college students) and no transaction fees for buying and selling.  That is an incredible value for regular small investments which add up and grow over time.

Final Thoughts on Best Money Making Apps

There are all kinds of apps out there to make money.  Picking which one fits your life and your goals is up to you.

You’ll be surprised at how much money you can make with apps on your phone.  Why waste your time on your phone like the average US adult does when you can make money instead?

Which of these money making apps are you signing up for?

Still looking for more ways to make money, then check out the best survey sites to make money.

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Hi, I'm GP. A personal finance expert with a mission to help Entirely Money readers break free of money worries. Combining a finance-focused education background (B.S. in Finance and MBA with Finance focus) with over 15 years of personal and corporate finance experience to help you achieve your financial best life!