Gabi Insurance Review: Don’t Miss Out on Your Savings

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Put Gabi Insurance to Work And Put Cash in Your Pocket

Settling on the right insurance company for you can be quite a time consuming and confusing task, especially if you don’t want to fork over all your cash just to be insured.

Typically choosing the best insurance plan for you requires a lot of research, price comparison and going through reviews of insurance company clients who have shared their experiences.  With a large number of insurers in the market, it can be tough to find the best rate and option for your situation.

In this article, we’ll be reviewing Gabi insurance and show you how they provide a shortcut to the insurance shopping process.

If you’re ready to save money and find the cheapest home and auto insurance policy then keep reading.

What Is Gabi Insurance?

Gabi was founded back in 2016 and is based in San Francisco. They are an online licensed insurance agent (in all 50 states) that provides you an insurance quote comparison completely free of charge.

Gabi’s tool is designed to automatically compare home and auto insurance prices between the best providers in the market and provide you with the cheapest price.

If you have several insurance policies, their automated tool will combine them together and get you a discounted package.

Their services cover your landlord, car, home renters, as well as umbrella insurance. They also have a special service for motorcycle and RV insurances.

Gabi Insurance Better Business Bureau (BBB) Rating

Gabi Insurance has an A rating with the Better Business Bureau.

How Does Gabi Insurance Work?

Very simple and easy!

Head over to Gabi Insurance website, enter some basic information (Name, date of birth, address, email, and cell phone). Then you just need to provide your current insurance info to get a quote that provides the same coverage you have now (don’t worry, they make this easy).

There are 2 ways to do this::

  1. Use your account login credentials for your current insurer so Gabi can see your current coverages.
  2. Upload a pdf of your current policy.

This process ensures you are getting an apples to apples comparison.  If you’re not currently insured, you can just enter some general data and start searching for prices to get an idea about the insurance market.

If you are currently insured, then Gabi gets the current details of your insurance from what you provided.  They then compare the policy you provided to others from their network and find the best rate for you.

A process that would take you hours to do on your own only takes them only 2 minutes to provide a quote comparison.  If they have any trouble verifying all your data, it may require a manual review which could take up to 48 hours.

Got My Quote? Now What?

Fill in some additional details (cars, drivers, etc.) and Gabi will confirm your rate with insurers so you can see the final amount you’ll save.

Now you have your confirmed savings and are ready to switch and start saving.

You can buy the cheaper policy straight through Gabi. While you do this directly through Gabi, they are submitting it so that you are paying the insurance company direct.

This Sounds Great! So How Do I Switch From My Current Insurance?

The great news is that you could switch anytime once you’re ready!

All you need to do is contact the insurance advisor that has been assigned to help you, and they will cover with you the cancellation process of your current insurance policy step by step.

Switching Policies Done. What Now?

By now, you’re almost done. Your new insurance card (with the new insurance company of your choice) will be sent to you by the company directly.

If you’re short on time, Gabi could send it to you directly and will also upload it to your account on their platform for easy access.

Any future inquiries or questions that you have from now on could be done either through Gabi or the insurance company.

How Do I Contact Gabi and What Are the Fees?

Contacting Gabi Insurance is very easy and can be done by either simply emailing them at or chatting with them when you log on to your account.

There are no fees whatsoever! As mentioned above, it’s totally free of charge.

I bet you’re wondering how Gabi makes money if it’s a free service?

Here’s a simplified answer to your question. Gabi is the link between you and the insurance companies. Once you both settle on the offer that Gabi provides you with (which is always the most money-saving one for you), they make contact with the insurance company and make the deal.

They get paid by the insurance company, not by their clients. Once everything is agreed on and you’re ready to proceed, you pay directly to the insurance company. The payment could be done through your credit card, bank account or even mortgage bill.

How Does Gabi Differ from Similar Websites?

Most websites that offer a similar service as Gabi does mainly aim at collecting information from their consumers and selling them to different insurance companies.

This results in consumers being attacked by spam calls and salespeople trying to spoon-feed them their offers.

Gabi doesn’t follow this procedure with their clients. They aim to remain trusted for life with their clients, and so they don’t share or sell their personal data to anyone. They also claim to never call their clients except upon their request, and so far, according to the reviews that I’ve gone through, everyone says that was their experience.

What Are The Pros And Cons Of Gabi?

Like any other service, Gabi has its pros and cons. Below is a list of some, based on customer reviews.


Being a Licensed Agent

They are a licensed agent and your direct contact with insurance companies, they won’t sell your personal information.

Quick Price Comparisons

Within a couple of minutes, they compare the top insurance companies and give you the cheapest rates available.

Package Discounts

If you’ve got several insurance needs, Gabi brings them together and aims to get you a customized discount for your package.

Direct Contact with Insurance Advisors

You get a dedicated insurance advisor once you have an account with Gabi.

Easily Accessed Online Account

All your policies and information will be in one place for you to access at any time.


Gabi Isn’t an Insurance Company

That means that you still have to deal with your insurance company if you have a claim to file, etc.

Gabi Only Works with Its Providers

The company has only certain insurance companies that are contracted with them.  This means they aren’t searching all available options.

However, they work with over 40 insurance providers.  That is way more than you’d likely reach out to quotes manually from.

Variable Customer Experience

Meaning, that it all depends on your insurance company. If you’re satisfied with Gabi’s customer service, you could still not be satisfied with the insurance company’s customer service!

New in the Market

Despite its A rating, Gabi is still relatively new in the market and may need a few more years to prove itself.

Gabi Insurance Final Thoughts

Gabi uses its unique technology to compare prices and offers. And by using your current coverage info, you know you are getting an equal comparison.

If you haven’t quoted out your insurance policies recently you are likely overpaying.  Gabi Insurance is able to find savings for nearly 2 out of every 3 customers with an average savings of $865 per year.

What would you do with that extra cash in your pocket?

While you don’t have to decide that now, you should take Gabi Insurance up for a free quote comparison so you can put savings in your pocket sooner.

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Hi, I'm GP. A personal finance expert with a mission to help Entirely Money readers break free of money worries. Combining a finance-focused education background (B.S. in Finance and MBA with Finance focus) with over 15 years of personal and corporate finance experience to help you achieve your financial best life!